Sandra, I just have to say thank you so much for everything you did for me over the past 3 years. I got divorced 3 years ago and had poor credit due to a bankruptcy, and not having anything in my name through out the marriage. You helped me to rebuild my credit giving me tips and time to do that. I was finally ready to buy a house and you helped me every step of the way. All the tedious details the bank needed every step of the way, you helped me get that all worked out. I have to say we almost talked on a daily basis and I am missing my Sandra fix. I must also say thank you so much for the beautiful bowl from Crate and Barrel you sent us. Its gorgeous and will look great on my table with some decorations in it too. We love the house, its just big enough, and much bigger than where we were staying. Recently, I got some difficult health diagnosis and I have been trying to look at what I want to accomplish in life and this was one of my bucket list items, to own my own home all on my own and you helped to make that happen. You have no idea how much I appreciate the time and effort you put into this. I know you don’t have down time too much (remember all the 9pm calls we had and the time you were out of town and still taking my calls). But I hope you take more time for yourself. You deserve it. You work really hard for your clients and earn every penny. Tell you boss you deserve a raise not only for closing the loan, but all the work you put in from the very beginning 3 years ago and all the late nights.

Kerri Kuis
Vicksburg, MI

Absolutely the BEST experience EVER! Steve is the best of the best. It is apparent that this is not his "job" but his passion. He puts his heart into his work and the results speak for themselves. He is diligent and keeps you up to date throughout the process. I would never consider another lender after my experience with Steve.

John & Sandra Zombeck
Saline, MI

Carol Nowland is an experienced mortgage professional that I would recommend to anyone who is either buying a new home, or re-financing their current home. Since 1996, we have benefited from the excellent customer service provided by Carol and Kaye Financial. She can be TOTALLY relied upon, for any mortgage help you need, and I highly recommend Carol.

China Township, MI

CLEAR TO CLOSE IN 9 BUSINESS DAYS. Special thanks to my Realtor, Lynn Dowe for having referred me to Suzi Neff and her very amazing, capable and well dedicated crew who worked very hard on handling my portfolio. It was indeed a pleasure working with you guys, as I certainly got exceptional service in the form of texts, email updates, telephone calls right throughout the entire process. There were times when I needed clarification on things I didn’t understand and Suzi was always there to fully clarify and explain for my benefit and to this end I say a big THANK YOU for having gone above and beyond!!! I am very impressed and pleased with the handling of my business and would certainly recommend without reservation the expertise of Kaye Financial Corporation to anyone in need of such service(s). Once again thanks a million to one and all, do have yourselves an awesome night and all the very best for this festive season and beyond......blessings!!! Best regards.

Yazid A. Beckford
Macomb, MI

Suzi, I want to thank you and your team at Kaye Financial for helping me attain the mortgage for my home. Also the refinance that was done to eliminate the pmi. Plus the added bonus of a reduced interest rate. I will definitely will be recommending you to friends and family.

Mick Gartrelle
Beverly Hills, MI

No matter who in the past has handled your mortgage/refi or any other needs but listen up... Michael Jordan plays basketball, Tiger plays golf, and Suzanne Cavanaugh DOES LOANS! She has taken care of every loan I’ve had since my first home 15 years ago. No matter how hard, she has always come through (and trust me... my loans have always been tough). I’ve been a 1099 since day 1 and not always with the best credit but that never stopped Suzanne from getting the job done! That’s the point... I don’t know how, but she always gets the job DONE! So if your mom, dad, brother, sister, spouse, or best friend has taken care of you in the past... believe me... call Suzanne! Robert DeRoven President - Detroit Financial

Robert DeRoven
President - Detroit Financial

“I refer all of my clients to Suzi and Kaye Financial, and I have obtained two of my own personal loans through Suzi as well. She does an excellent job to get you the best rate and find the best mortgage program available. Her ability to guide my clients and find the best financing for them sets her apart.”

Jack Combs
Keller Willams Real Estate

I have referred over 1,000 of my clients to David Blatt of Kaye Financial for their mortgage needs and highly recommend him. He is extremely knowledgeable when analyzing specific mortgages for either refinancing or purchases, including conventional, government and reverse products. David provides excellent service and treats my clients with integrity and honesty, always placing them in the best product to meet their needs.

Financial Planner

"Laura is very diligent, detail oriented and unbiased. It is our first time buying a home. Our questions were promptly and clearly explained. She explored all options to find us the best deal. She also helped us get a first time buyer credit from the mortgage company at the final stages and reduced our closing costs. She didn't hesitate to reapply the loan and go through a cumbersome process. We recommend Laura and will contact her again for our refinance/new mortgage."

Hari & Kelly - First time homebuyers

“I recently worked with Kevin Galin and his team at Kaye Financial to purchase a home. After having used them for a refinance a few years back, I had no doubts about making them my mortgage company again. Kevin and his team of knowledgeable professionals worked tirelessly to provide me with the ease and security of purchasing a home on my own. Kevin was well prepared with various lending options and he was committed to finding me the best solution for my situation. He took exceptional care in explaining all the steps and maintained excellent communication throughout the whole process. I have the utmost confidence in recommending Kevin Galin and Kaye Financial as your mortgage experts. They are top notch and you can trust them to have your best interest at the forefront of the lending process.”

Kelly F
Brighton, MI

I would happily recommend Kaye Financial to anyone needing mortgage/real estate services. Marci Kozen was a tremendous asset during my relocation, real estate search, and mortgage processing. She was patient, informative, incredibly fast, and enormously supportive throughout the entire process. No question was too small or too big for her. She took me step-by-step through all processes and provided valuable insights and advice. She made a complicated, long process much, much easier. Five very full stars to Marci and her team!

Katherine G
Royal Oak, MI

Scott Orhan with Kaye Financial has been our Mortgage Broker for 20 years. He secured our first loan and has done every one of our loans since. There is absolutely no one we trust more. He is honest, patient and hardworking.

Tina & Gordon Ford

I have worked with Carol Nowland of Kaye Financial for over 10 years. Within that timeframe, I have either purchased or refinanced over six mortgages. Each time, I have experienced nothing but superior customer service that has far exceeded my expectations. The level of service and personal attention we received from Carol and Kaye Financial was unparalleled by other services we used early in our mortgage needs. I would highly recommend Kaye Financial and Carol Nowland to anyone seeking customer attention beyond comparison and have the utmost confidence recommending them to any and all my friends knowing their needs will be handled with exceptional customer service and professionalism.

Jodie P
Royal Oak, MI

I recently purchased my first home and I didn't know anything about the process whatsoever. My loan officer, Sandra was so helpful she walked me through the entire process, went above and beyond in helping me with my credit and the rate I got was very low I was really pleasantly surprised. I have since recommended her to my friends and coworkers and will use her for my next home. I was treated professionally from start to finish, Sandra always answered the phone or called me right back and answered all my questions. I highly recommend Kaye Financial they treated me like a person unlike the banks.

Terrie Garrison
Gardenc City, MI

My wife and I have been fortunate to work with Suzanne on two separate property transactions. The two biggest strengths I think Suzanne possesses are her professionalism and her knowledge in the fields of mortgage acquisitions and loan procurement. We will definitely use her services again. In addition, we have recommended her to other family members and friends.

Mark Keegan
Berkley, MI

My husband and I used Kaye Financial through Suzanne Cavanaugh in September / October 2017 for our purchase. We were dreading the hoops we thought we were going to have to jump through. We were surprised it was as seamless as it was. Suzanne made everything very easy to deal with. She would call us back immediately or email us back immediately with answers to any questions we had. She is the utmost professional even when we were faced with an issue with the sellers agent. We will definitely go through Suzanne again for another purchase because we were very happy with the level of service we received.

Todd & Sheryl Eastman
Keego Harbor, MI

I would like to personally thank Suzi Neff for all her hard work and dedication. Suzi is the best I have ever worked with. I could not have found a more friendly, reliable or professional person to work with. Her response time is absolutely amazing. I have worked with her now for well over 4yrs, as I looked for my dream home. She remained patient and always had a listening ear. Throughout it all, Suzi would touch basis periodically to inquire where I was in the process. And for all of this, I am EXTREMELY thankful. Who knew that she would continue throughout this journey with me to 2018 to find "my dream home." Suzi, as I am holding back my tears now, I just want to say I love you and could not have done this without you!!! Bless you and I am telling my family and friends about you so you will get even more business.

Alissha May-Lyte
Southfield, MI

Kevin Galin and the team at Kaye Financial have not only met, but exceeded our expectations in every aspect of the lending process. From the pre-approval to the credit review, overall market insight, closing, and beyond, they were the best partner we have ever had, and the only one we will use moving forward. Kevin even advised of potential escrow underfunding in a loan that Kaye did not write, which helped us avoid an unnecessary payment hike that was imminent. The previous lender never even called to advise us about. Our family's needs are unique, but not unlike many others in the market, which is why Kaye's advice and solutions are suited to your specific needs, and nobody does it better. Don't get fooled by the national chop shop bare rate lenders only to find out there are hidden fees and rate increases. Go to Kaye Financial first and you'll never have to worry if you are in the best loan possible...period!

The Murray Family
Howell, MI

"David Blatt at Kaye Financial truly cares about his clients! He goes above and beyond to make sure they are given the best financial advise from not only him but various experts he knows. If it were not for David my parents probably would have lost their house! David contacted the tax attorney and title company he knows to help counsel my parents so they were able to refinance their home! He was there at the closing table to make sure they knew what they were signing and felt 100% comfortable with everything! I have been in the industry since 2004 and I have and will absolutely recommend David to all of my family members and friends for a reverse mortgage expert!"

Kristie F

My experience with Kaye Financial was absolutely wonderful. Laura Marcy was straight forward and very helpful. She explained the process from start to finish. We hit a few bumps in the process but, in the end my husband and I were able to get our dream home. Laura went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. I would highly recommend her for any of your mortgage needs. She is simply the best.

Kathy Verkest
Metamora, MI

My wife and I wanted to take a moment to express our sincere thanks and appreciation to Suzi Neff for all the mortgage assistance she has provided to our family during the last 7 years. We are a very satisfied repeat customer and have recommended Suzi to friends and family for their mortgage needs as well. Over the years, Suzi has suggested various mortgage or refinance options but only when they made sense for our current financial situation. As an example, a couple years ago when market conditions were favorable relative to our existing mortgage, Suzi took the time to proactively call us to explain some options she thought would be helpful. When we crunched the numbers my wife and I quickly realized it made sense to refinance our home. As a result, we were able to reduce the term of our loan by many years and will now be able to save thousands of dollars in interest over time. When our oldest daughter recently decided to purchase a home, once again we recommended Suzi and of course that entire transaction went smoothly with no issues. And now, about a year later, our son and his fiancé’ are planning to purchase a home and we will have no reservations recommending Suzi for their mortgage needs as well. Suzi is by far one of the hardest working people we know and we greatly appreciate her attention to detail. Whether we are investing in our retirement or making a large purchase like a home, we are very selective when it comes to our finances. And this is why we choose to work with Suzi – she continues to demonstrate a high degree financial wisdom and ethics. Plain and simple, she has earned our trust. While this letter is long overdue, we decided it was time to recognize Suzi for efforts and to offer a sincere thank you for everything she’s done to help our family with their mortgage needs. Thank you Suzi…you’re one of kind!!

Tom & Gwen Colorito
Macomb Twp., MI

We are a long time client and absolutely love Suzanne at Kaye Financial! We have completed multiple purchase and refinance transactions and every one has been well executed from start to finish! We have also referred Suzanne to many friends and family members! Suzanne and her team never disappoint! She goes above and beyond and always has, for us and those we have referred! She has our loyalty and we wouldn’t think of dealing with anyone else!

Michelle B
Brighton, MI

Kaye Financial is the best!!! They did a wonderful job of keeping me informed. They got me the best rate with the lowest closing costs.

Steve Johnson
West Bloomfield, MI

My wife and I were referred to Laura and Dave ("Pops") through a family member approximately 5 years ago. At the time we were first time home buyers and were very limited in our knowledge of home lending and home financing. Laura was (and always has been) more than helpful, extremely knowledgeable, and open with us for anything to do with our application, lender, rates, points, appraisals, fee's - you name it, making the entire process easy for us to understand and follow. Since we first financed through them for our first home 5 years ago, we have referred numerous close family and friends to them who would surely say that same as me, as they all ended up doing their financing through her. Laura and Dave even helped one of our relatives through the HARP process, when they have been denied by other lenders as not qualifying (I think they were done within a matters of days). We have just finished refinancing our (same) home to a shorter term mortgage, also through Laura, and that took about 5 days front to back, pain free. So, to recommend Laura Marcy and Dave Smith through Kaye financial comes very easy. I look forward to working with them as long as they are in a position to work with us.

Rochester Hills, MI

"When I bought my first condo, I had the pleasure of working with Laura at Kaye Financial. She made the entire process enjoyable and worry-free. Laura was great at following up and making sure I felt comfortable. I never doubted her and I always felt like I was in good hands. I couldn’t recommend anyone better!"

Emily B
Birmingham, MI

I have had the great pleasure for the past 20 plus years to refer Suzi Neff with Kaye Financial to my clients. She has always delivered unsurpassed professionalism and promptness. Her ability to explain to clients the process and types of programs best suited for them is a quality that I truly appreciate. I know without a doubt that my clients will be serviced with the highest level of integrity. This allows me to negotiate as the Realtor with confidence in my client’s ability to purchase. Suzi has not let our team down once in over 20 years!

Rick Hovarter
Keller William Realty - Lakeside

"My husband and I had a wonderful experience working with Carol Nowland in refinancing our home mortgage. From beginning to end, she was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. Our friends recommended Carol to us and we would highly recommend Carol and her company to anyone.”

Andrea Bennett

We have worked with Suzanne for multiple financing situations. Her knowledge of all aspects of the mortgage process is invaluable. She is, by far, the most professional, capable, and efficient person that we have encountered in the business.

Adam & Lindsay
Bloomfield Hills, MI

Sandra, I just wanted to send a note of "Thanks" to you. You made my home buying purchase "Painless" your professionalism is outstanding! To have all my questions answered in a manner that made it easy for me to understand, was such a stress reliever for me. Should I ever buy another home, You Lady, are my go to person. Thanks again.

Jill Witt
Fowlerville, MI

This is my 2nd mortgage with Suzi Neff and I couldn’t be happier with her. She is very professional and knowledgeable. She goes out of her way to make sure I’m informed and answers all my questions right away. The mortgage process can be stressful but Suzi makes it an easy process to handle! I appreciate all her help in the process and would highly recommended her to anyone looking for a mortgage. I can’t say enough good things about her.

Natalie Combs
Gladwin, MI

"My experience working with Laura was a pleasure. She was completely upfront about the costs and whether the deal made sense financially. In fact, when I explained my situation, she advised me not to refinance unless the current terms improved even though it cost her business. When she later contacted me about a better deal, I jumped at it because she had earned my trust. Kaye Financial is a great company to work with and delivers on its promises! Thank you!"

Matthew Dixon
Wixon, MI

Suzanne is an amazing representative to work with. Her skills and expertise for finding the best rates at the lowest cost are second to none. Her personalism, enthusiasm along with her amazing personality provides the opportunity to work with an amazing professional. There’s so much uncertainty when shopping for mortgage but when working with Suzanne the experience goes smoothly and quickly. She doesn’t leave a stone unturned and providing details and information on all the available opportunity and rates If you are shopping for a mortgage or need advice of any kind I highly recommend you contact Suzanne for the best possible quotes and outstanding service.

Elie D.
Rochester Hills, MI

Sandra at Kaye Financial is awesome! I know beforehand that I would be in good hands with Sandra because she did such an exceptional job for my friends who referred me to her. She's very hardworking, diligent & knowledgeable with many years of experience. Sandra went above & beyond my expectations. She put my mind at ease, answered all my questions & was readily acceptable whenever I needed her. I highly recommend Sandra! She was a Godsend!

Alison Harris

I want to take a moment to acknowledge how incredible the entire process was for when I purchased my home. I was extremely nervous since the US Government had changed the entirety of the mortgage and lending practices after the global recession. However, you were incredibly vital to the purchasing, financing and as a soundboard. I have never enjoyed the home buying paperwork process due to the documentation needed and the immediacy and urgency of every deliverable. You not only gave me regular input as to what to do to ensure that the financing would take place, you also helped coach me on the newly implemented safeguard practices that were federally mandated. The entirety of what you brought to the table and the communications exceeded all of my imaginable hopes and aspirations. There was never a moment of worry or concern because you always made the time to walk me through the issue or concern and helped find the necessary denouement to what was needed. I’m quite certain that you are the best because I have purchased multiple homes since the early 1990’s and nobody has been in your league. I am so thankful to you and there are not enough superlatives in my vocabulary to describe what you mean to my children and I. As a single dad, my only goal is to provide my kids with the opportunity to succeed in life and home ownership is a large part of that dream. You and your team have a proven system that is second to none. My highest recommendations to Team Suzi and I will most definitely look to you for financing when I outgrow this current home. Once again, I just want to thank you and I will be happy to discuss the entirety of the process with anyone. I have given your name to many friends who are seeking home financing because in my opinion, Team Suzi is the best I have had the privilege of working with. Thank you so much for your outstanding service, commitment, friendliness and resources. I still use the very same finance tools that you taught me!

Pranav Patel
Shelby Twp., MI